BEYONDCover.
Comprehensive motor insurance built for Kenya's roads — from city commutes to off-road adventures.
Get insured your way.
Choose your preferred channel to purchase or manage your insurance - WhatsApp, Online, or USSD.
Tailored Coverage For Every Risk.
We don't just sell policies; we engineer protection strategies for your life and business in the Kenyan market.
MotorMotor Insurance
Comprehensive coverage for your vehicle with premium claim assistance and roadside support.
PropertyHome Insurance
Protect your sanctuary and everything inside with ironclad protection against all perils.
MedicalHealth Insurance
Global medical coverage ensuring your family's wellness is prioritized with elite care.
CommercialBusiness Insurance
Safeguard your enterprise with tailored liability and asset coverage for the modern market.
Not sure which plan fits?
Our customer care is ready to provide custom advice.
Protection in three steps.
From "at risk" to "fully protected" in under three minutes — no paperwork, no waiting rooms, and zero surprises.
Explore ServicesDefine Your Needs
Tell us what you want to protect. Our engine analyzes your profile in seconds and surfaces the right coverage for you or your business.
Compare & Select
Get clear, upfront insurance quotes—no surprises, just what you need to know.
Instant Coverage
Sign digitally and receive your policy documents immediately via email and your AZIL personal portal.
Why the Elite Choose AZIL.
In a market crowded with legacy providers and slow paperwork, Azil brings something genuinely different — technology that works, people who care, and products built for real Kenyan lives.
Speed Without Compromise
Policies issued in minutes, not days. Our BimaGo platform eliminates paperwork bottlenecks so agents and clients get real-time results.
Available Everywhere
Web portal, USSD, chatbox — you choose. Whether smartphone or basic phone, Azil meets you where you are, 24/7.
Reputable Underwriters
We partner only with licensed, reputable underwriters so every policy you take is backed by institutions you can trust at claim time.
Agent Empowerment
Independent agents earn more and serve better. Our platform gives brokers a competitive edge with tools built for the Kenyan market.
Tailored Coverage
From motor to marine, WIBA to tender security — we curate the right product for your specific risk profile, not a one-size-fits-all policy.
Human + Technology
We don't replace human connection with technology — we amplify it. Expert advisors are always behind our digital tools, ready when it matters most.
What Our Clients Say About Azil
Real experiences from satisfied customers who trust us with their insurance needs
Getting insured used to be complicated — now my policy details and certificates are accessible instantly. Real peace of mind when it matters most.
Jane Moraa
Small Business Owner
Comparing policies on the Azil platform saved me 20% on my motor insurance.
Wanjiku Kamau
SokoSmart Vendor
M-Pesa STK push for premiums is a game changer — instant cover, zero reconciliation.
David Nduta
Tech Entrepreneur
These guys handled everything with my insurer end-to-end. Real peace of mind knowing claims are settled fast without the usual hassle.
Kevin Omolo
Logistics Manager